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PROMOTIONAL FINANCING WITH YOUR SEWING & MORE CREDIT CARD

The following promotional financing offers for sewing and embroidery machines are available to consumers every day with approved credit.

No Interest if paid in full within 6 months or 12 months**

On purchases of made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months or 12 months. Minimum monthly payments for sewing machines are required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments for sewing machines may or may not pay off the promotional balance before the end of the promo period, depending on the purchase amount, promotional length, and payment allocations. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 05/01/24: Purchase APR is 29.99%. Minimum Interest Charge is $2. As of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. We reserve the right to discontinue or alter the terms of this offer at any time. Subject to credit approval.

No Interest with 18 equal monthly payments*

On qualifying purchases of $999 or more made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

No Interest with 24 equal monthly payments*

On qualifying purchases of $1,999 or more made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.

*Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including related promo fee), and equal monthly payments are required on amount financed until it is paid in full. The payments equal the initial total amount financed divided by the number of months in the promo period,  rounded up to the next whole cent and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which may exclude taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period.  If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24]: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.